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Biblioteca

06 de mayo 2015
Voluntary Savings, Financial Behavior and Pension Finance Literacy: Evidence from Chile

Chileans have limited knowledge of the pension system, its rules and the consequences involved in their personal decisions within it. Using a variation in the household composition- having a pensioner in the household- as an instrument, we show that Chileans with more knowledge about the pension system are more likely to have additional financial savings, […]

15 de enero 2015
Savings in Transnational Households: A Field Experiment among Migrants from El Salvador

We implemented a randomized field experiment that tested ways to stimulate migrants’ savings in their origin country. We find that migrants value opportunities to exert greater control over financial activities in their home countries. We offered U.S.-based migrants bank accounts in El Salvador, randomly varying migrant control over El Salvador–based savings by offering different accounts […]